{"id":5743,"date":"2019-10-13T13:44:33","date_gmt":"2019-10-13T17:44:33","guid":{"rendered":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/?page_id=5743"},"modified":"2024-10-12T14:34:39","modified_gmt":"2024-10-12T18:34:39","slug":"mep-bank-statement-program","status":"publish","type":"page","link":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/loan-programs\/home-ready-home-possible\/","title":{"rendered":"Home Ready\/Home Possible"},"content":{"rendered":"<div class=\"gca-column one-half first\"><h2>Fannie Mae HomeReady<\/h2>\n<p>The Fannie Mae HomeReady Mortgage is a low-down-payment loan product designed as an alternative to an FHA loan which can be costly due to an upfront mortgage insurance payment and ongoing insurance premiums. One of the main differences with the HomeReady program is that it is only available in designated neighborhoods based on income guidelines. HomeReady allows some flexibility to have a borrower\u2019s parents as co-borrowers if necessary, without having to reside in the home and payments from a rental property can be considered as an income source. There is also leniency in the debt to income ratio and credit score.<\/p><\/div><div class=\"gca-column one-half\"><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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A loan of this type has a 3% cash required down payment option for low to moderate income borrowers. This loan is not limited to a first-time homebuyer which makes it an extremely popular option for those who qualify.<\/p>\n<p>To learn more about the details of this program speak to one of our <a href=\"https:\/\/mortgageequitypartners.com\/winterpark-fl\/our-team\/\">highly experienced loan officers<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Freddie Mac Home Possible A FreddieMac Home Possible mortgage is another option designed to help borrowers with little money for a down payment. A loan of this type has a 3% cash required down payment option for low to moderate income borrowers. This loan is not limited to a first-time homebuyer which makes it an [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5067,"parent":4882,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-5743","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages\/5743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/comments?post=5743"}],"version-history":[{"count":0,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages\/5743\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages\/4882"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/media\/5067"}],"wp:attachment":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/media?parent=5743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}