{"id":6140,"date":"2020-11-20T14:30:11","date_gmt":"2020-11-20T19:30:11","guid":{"rendered":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/?page_id=6140"},"modified":"2024-04-26T15:26:09","modified_gmt":"2024-04-26T19:26:09","slug":"how-to-prepare-for-a-home-loan","status":"publish","type":"page","link":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/how-to-prepare-for-a-home-loan\/","title":{"rendered":"How to prepare for a home loan"},"content":{"rendered":"<h3>MORTGAGE LOAN CHECKLIST<\/h3>\n<h4>Items Needed for a Loan Application<\/h4>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Most Recent Pay Stubs (minimum of 30 days)<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 2 Years of W2&#8217;s<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Copy of Driver&#8217;s License<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Most Recent Bank Statement (all accounts and all pages)<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Explanation of any Inquires on Credit Report (signed and dated)<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Purchase Contract<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Copy of Earnest Money Check once under contract<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Insurance Quote (once loan is approved)<\/p>\n<p><strong>If applicable:<\/strong><\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Gift Letter and receipt of funds<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Divorce Decree and Separation Agreement<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Mortgage Statement<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Most Recent Tax Statement and insurance for All Other Properties Owned<\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 Bankruptcy Discharge and full list of debtors<\/p>\n<p><strong>If self-employed or commissioned:<\/strong><\/p>\n<p style=\"padding-left: 40px;\">\u25a1\u00a0 2 years of 1099s or KI&#8217;s and business license.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>MORTGAGE LOAN CHECKLIST Items Needed for a Loan Application \u25a1\u00a0 Most Recent Pay Stubs (minimum of 30 days) \u25a1\u00a0 2 Years of W2&#8217;s \u25a1\u00a0 Copy of Driver&#8217;s License \u25a1\u00a0 Most Recent Bank Statement (all accounts and all pages) \u25a1\u00a0 Explanation of any Inquires on Credit Report (signed and dated) \u25a1\u00a0 Purchase Contract \u25a1\u00a0 Copy of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5065,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-6140","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"_links":{"self":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages\/6140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/comments?post=6140"}],"version-history":[{"count":0,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/pages\/6140\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/media\/5065"}],"wp:attachment":[{"href":"https:\/\/mortgageequitypartners.com\/winterpark-fl\/wp-json\/wp\/v2\/media?parent=6140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}