Understanding the Appraisal Waiver Program: 2025 guide for homebuyers When you're buying or refinancing a home, one of the most time-consuming (and sometimes costly) steps is the appraisal. Traditionally, lenders require a licensed appraiser to evaluate the property’s market value to ensure it matches the loan …
Spring housing market 2025
Spring into the market: what home buyers should know in the 2025 spring real estate season As the days get longer and flowers start to bloom, the housing market traditionally heats up—spring is widely considered the best time of year to buy a home. But what does the 2025 spring market look like for home buyers? …
How to finance your home with a construction loan
Understanding construction loans: a guide to financing your dream home Building your dream Rhode Island home is an exciting venture, but it also requires careful financial planning. One of the key aspects of this planning involves securing a construction loan. Unlike traditional mortgages, construction loans are …
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Mortgage essentials: The dos and don’ts
The dos and don'ts of mortgages: a guide to securing your dream home Buying a home in Rhode Island is one of the most significant financial decisions you'll make, and understanding the ins and outs of mortgages is essential to making that process smoother. A mortgage is a long-term commitment, so you want to ensure …
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Homeownership with multigenerational housing
Embracing multigenerational housing: a growing trend for families and communities In recent years, multigenerational housing has gained popularity as families seek more flexible living arrangements that foster closer connections and improve financial sustainability. This concept, which involves multiple generations of …
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Mortgage programs geared for retirees
Guide to home financing in retirement Retirement is a time to relax, travel, and enjoy the fruits of your labor. But what happens when you want to buy a new home, refinance your current mortgage, or downsize to a Rhode Island property that better suits your lifestyle? Many retirees assume that qualifying for a …
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