Complete guide to refinancing in 2026 Home loan refinancing remains one of the most effective ways for homeowners to improve their financial situation, even as interest rates, housing prices, and lending standards continue to evolve in 2026. Whether your goal is to lower your monthly payment, reduce long term interest …
New conforming loan limits in the 2026 market and how they help homebuyers
New conforming loan limits to change 2026 market The Federal Housing Finance Agency (FHFA) updates conforming loan limits every year to reflect changes in home prices. These limits determine the maximum loan amount that Fannie Mae and Freddie Mac can purchase. The updated limits directly affect Rhode Island buyers …
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Top 7 reasons to house hunt in autumn and winter
Why autumn and winter are secretly the best times to buy a home When most people think about buying a Rhode Island home, they picture spring and summer, the so-called “busy season” for real estate. But what if we told you the best time to find your dream home might actually be when the leaves start to fall and the …
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Staying safe on the job: essential personal and professional safety tips for realtors
Realtor safety tips to live by Being a real estate professional is an exciting and rewarding career, but it also comes with unique risks. Whether you're meeting clients for the first time, showing properties in unfamiliar areas, or navigating high-stakes negotiations, your personal safety and professional integrity …
How to avoid predatory lending in 2025
Best ways to protect yourself from predatory lending As mortgage rates fluctuate and housing prices continue to climb, predatory lenders are becoming more aggressive—especially online. While many Rhode Island lenders offer legitimate deals, some take advantage of desperate or uninformed borrowers through high fees, …
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Summer home maintenance checklist for new and seasoned homeowners
Top 10 tasks for home maintenance this summer Summer is the season of sunshine, barbecues, and backyard fun - but it’s also an important time to give your home some seasonal TLC. Whether you’re a first-time homeowner or have years of experience, keeping up with summer maintenance can prevent costly repairs, improve …
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