Alex Sullivan

Top mortgage terms every homebuyer should understand part 2 Buying your first home comes with a learning curve, and understanding mortgage terminology is one of the most important steps. In part 1, we covered the foundational terms you will hear throughout the process. Now, let’s build on that knowledge with …

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Everything you need to know about USDA Loans in 2026 For many first-time homebuyers in North Carolina, saving for a large down payment can be one of the biggest barriers to purchasing a home. Fortunately, some mortgage programs are designed to make homeownership more accessible. One of the most attractive options is …

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Understanding APR vs. Interest Rate: what’s the real difference? If you're shopping for a mortgage in North Carolina, you've probably noticed two numbers on every loan estimate: the interest rate and the APR. They look similar, but they’re not the same thing. Understanding the difference can save you thousands of …

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Top mortgage terms every homebuyer should understand Buying your first home is exciting but it can also be overwhelming. One of the biggest challenges for first-time homebuyers is understanding mortgage jargon. Lenders, real estate agents, and financial advisors often use terms that might sound like a foreign …

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New conforming loan limits to change 2026 market The Federal Housing Finance Agency (FHFA) updates conforming loan limits every year to reflect changes in home prices. These limits determine the maximum loan amount that Fannie Mae and Freddie Mac can purchase. The updated limits directly affect North Carolina buyers …

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Best down payment assistance options for homebuyers Buying a home is one of the biggest financial steps most people take in their lifetime, but for many, saving enough for a down payment can be a major obstacle. The good news is that there are plenty of down payment assistance programs and smart financial strategies …

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