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New conforming loan limits to change 2026 market The Federal Housing Finance Agency (FHFA) updates conforming loan limits every year to reflect changes in home prices. These limits determine the maximum loan amount that Fannie Mae and Freddie Mac can purchase. The updated limits directly affect North Carolina buyers …

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Best down payment assistance options for homebuyers Buying a home is one of the biggest financial steps most people take in their lifetime, but for many, saving enough for a down payment can be a major obstacle. The good news is that there are plenty of down payment assistance programs and smart financial strategies …

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Top 7 reasons to house hunt in autumn and winter When most people think about buying a home, they picture spring and summer, the so-called “busy season” for real estate. But what if we told you the best time to find your dream home might actually be when the leaves start to fall and the snow begins to …

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Homebuyer fatigue is real — but so are your mortgage options Between rising home prices, high interest rates, and limited inventory, many people trying to buy a home in North Carolina today are feeling frustrated, fatigued, or even ready to give up. It’s what the industry now calls homebuyer fatigue. But here’s the …

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Best ways to protect yourself from predatory lending As mortgage rates fluctuate and housing prices continue to climb, predatory lenders are becoming more aggressive—especially online. While many North Carolina lenders offer legitimate deals, some take advantage of desperate or uninformed borrowers through high fees, …

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Top 8 reasons to refinance your mortgage in 2025 In today’s uncertain economic landscape, many North Carolina homeowners are reevaluating their finances—and for good reason. With mortgage interest rates showing subtle signs of decline after recent highs, refinancing has become a powerful tool to improve monthly cash …

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