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Is a pre-approval better than pre-qualification? When you decide to buy a home in South Carolina, it’s important to understand the difference between a pre-approval and a pre-qualification. For example, a pre-approval at Mortgage Equity Partners involves an underwriter evaluating your credit history,  income, and …

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Who are the best mortgage lenders in South Carolina? While there are limited properties to purchase in today’s real estate market, homebuyers have options for mortgage providers. So how do you find the best mortgage lender near you? Well, there are many choices to consider when obtaining home financing. Here is a …

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To rent or to buy? Which is more affordable? There are many reasons to consider buying over renting in South Carolina, and if the new year has you thinking of making a change, you are not alone. However, you may wonder if the dollars and cents add up in your favor as home prices continue to rise. According to the …

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As home values and mortgage rates increase in the South Carolina Lowcountry, many homebuyers seek options to make homeownership more affordable. Some are looking at the 2-1 buydown loan program. A 2-1 buydown loan is a mortgage lending approach that provides for a lower mortgage payment during the first two years of …

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When it comes to the cost of purchasing a home in South Carolina, the top item on the list of expenses is the mortgage. It is highly encouraged to get pre-approved for a mortgage to know how much you can afford to pay for a property before going house hunting. But there are other expenses you need to know about to move …

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Jay Byars and Mortgage Equity Partners are proud to partner with the Friends of Dorchester County Parks (FDCP) to sponsor the Ashley River Adventure Race on March 20, 2022. This one-of-a-kind race will take place on the scenic Ashley River and its banks. The race features a 5K trail run at the Ashley River Park …

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