Mortgages for gig workers and freelancers in 2025: what you need to know Freelancers and gig workers are reshaping the modern workforce — and in 2025, they’re also reshaping how lenders think about home loans. If you’re self-employed or earning income through non-traditional means, securing a mortgage might seem …
Minimum mortgage requirements in 2025
Qualify for a mortgage in 2025 Buying a home in South Carolina is one of the most significant financial decisions you'll make, and understanding the current mortgage requirements is essential for a smooth process. While mortgage guidelines can vary slightly depending on the lender and the loan type, here are the key …
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What’s the best type of loan to buy a house?
2025 guide to the best types of mortgages Buying a South Carolina home is one of the biggest financial decisions you’ll ever make, and unless you're paying cash, choosing the right mortgage is crucial. With so many options available, figuring out the best type of loan can feel overwhelming. The truth is, the “best” …
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Mortgage 101: Fixed-Rate vs Variable Rate Mortgages
Is a fixed or variable mortgage right for you? When it comes to securing a mortgage for your South Carolina home, one of the most crucial decisions you'll face is whether to choose a fixed-rate or variable-rate mortgage. Both types of mortgages have their advantages and disadvantages, and the right choice depends on …
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Understanding the qualifications for an FHA mortgage
FHA mortgage qualifications If you're a first-time homebuyer in South Carolina or someone with less-than-perfect credit, you may have heard about FHA loans. Backed by the Federal Housing Administration, an FHA loan is a government-insured mortgage designed to make homeownership more accessible for a broader range of …
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7 steps to choose your mortgage lender
A comprehensive guide to choosing the right mortgage lender When it comes to buying a home in South Carolina, one of the most important decisions you’ll make is choosing the right mortgage lender. With so many options out there, the process can be overwhelming, but finding the right lender can save you money, stress, …
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