Alex Sullivan

Is 2026 a good time to buy a house? If you’re a first-time homebuyer in Connecticut, you’ve probably asked this question more than once: should you buy now, or wait for a better market? The honest answer is a bit nuanced. 2026 isn’t a “perfect” time to buy, but it may be a better and more balanced time than the …

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Beginners guide to home equity options As Connecticut home values rise, many homeowners are discovering they have built significant equity in their homes. Two popular ways to access that equity are a cash-out refinance and a home equity line of credit (HELOC). While both options allow you to borrow against the value …

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Interest rate vs APR explained If you're shopping for a mortgage in Connecticut, you've probably noticed two numbers on every loan estimate: the interest rate and the APR. They look similar, but they’re not the same thing. Understanding the difference can save you thousands of dollars over the life of your …

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5 reasons to work with a local Connecticut lender If you’re planning to buy a home or refinance, choosing the right mortgage lender is one of the most important financial decisions you’ll make. While big national banks and online lenders may seem convenient, working with a local mortgage lender often delivers better …

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Important: The FHA does not lend you money directly. Instead, it insures the loan, which protects the lender if you default. Because of this protection, lenders are willing to offer more flexible approval standards. This is why FHA loans are especially popular with first-time buyers. Why FHA loans appeal to …

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2026 housing market forecast: a year of gradual recovery and better balance As we head into 2026, the U.S. housing market looks to be entering a new phase, one of slow but meaningful improvement after several tough years. According to the Realtor.com 2026 National Housing Forecast, buyers, sellers, and renters alike …

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