What makes a good mortgage lender? Choosing the right mortgage lender is one of the most important financial decisions you'll make when buying a Massachusetts home. Your lender plays a significant role in the entire process—from securing the loan to offering guidance throughout your homeownership journey. With so many …
Build equity by purchasing a home
Why you should purchase now and start building equity If you’re considering buying a home in Massachusetts, there’s no better time than now to take the leap. While mortgage rates and home prices continue to dominate conversations about housing affordability, purchasing a home today is an investment in your future. …
Mortgage programs geared for retirees
Guide to home financing in retirement Retirement is a time to relax, travel, and enjoy the fruits of your labor. But what happens when you want to buy a new home, refinance your current mortgage, or downsize to a Massachusetts property that better suits your lifestyle? Many retirees assume that qualifying for a …
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Understanding bridge loans: a powerful financial tool for quick funding
Comprehensive guide to bridge loans In today’s fast-paced world, access to quick and flexible financing can make all the difference. One such financial solution that offers short-term relief is a bridge loan. Bridge loans are designed to “bridge” the gap between immediate funding needs and a longer-term financing …
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Debt-to-Income (DTI) ratio explained
Understanding the Debt-to-Income ratio: what it is and why it matters When you begin the homebuying process and apply for a home loan, you will encounter a term known as debt-to-income ratio. Debt-to-income ratio, or DTI, is the sum of all your monthly debt obligations divided by your gross monthly income. This is …
Beginners guide to home improvement financing
Unlocking your dream home: guide to home improvement financing options Home improvement projects can breathe life into your living space, increasing functionality and even enhancing the value of your Massachusetts property. Whether it's a minor renovation or a complete overhaul that one is looking at, it's all about …
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