Higher mortgage rates are making headlines, but buyers still have options If you have been thinking about buying a home, you may have noticed an uncomfortable number making headlines lately: 7%. Mortgage rates have climbed sharply in September, with some daily market measures moving above 7%. Freddie Mac's weekly …
How new credit scoring updates could affect your path to homeownership
New mortgage credit score changes: What buyers need to know in 2026 For decades, mortgage lenders have relied on traditional credit scoring models to help determine whether a Maryland borrower qualifies for a home loan. In 2026, the mortgage industry is moving toward a more modern approach as updated credit scoring …
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Can I buy a home with less than 5% down in 2026?
Low down payment mortgage options explained For many aspiring homeowners in Maryland, saving for a down payment feels like the biggest obstacle to buying a home. It's common to believe you need to put 20% down, or at least 5%, before a lender will approve your mortgage. Fortunately, that's one of the most persistent …
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Everything you need to know about bridge financing in 2026
Buy before you sell: How bridge financing can help you move with confidence For many homeowners, timing is one of the biggest challenges when moving into a new home. You may have built significant equity in your current property, but that equity is tied up until your home sells. At the same time, the perfect new home …
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Top 7 takeaways from the 2026 ServiceLink State of Homebuying Report
What the 2026 ServiceLink State of Homebuying Report means for today’s buyers Buying a home right now is not just a financial decision. It is a process shaped by rising costs, complex steps, and higher expectations. Insights from the ServiceLink 2026 State of Homebuying Report highlight what buyers are actually …
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2026 Homebuying Playbook
The new homebuying playbook: how today’s buyers are winning deals Buying a Maryland home in 2026 looks very different than it did just a few years ago. The market is no longer defined by frantic bidding wars at every turn, but it is still competitive in the ways that matter most: pricing, financing, and …
