Thanksgiving and homeownership: a time for reflection, gratitude, and growth Thanksgiving is a time to reflect on what we are thankful for, to gather with loved ones, and to share in the warmth of home. For many, it's a holiday steeped in tradition—cooking family recipes, watching the parade, playing football in the …
A guide to VA loans for veterans
Celebrating Veterans Day: a spotlight on VA loans for our heroes As we gather to honor and celebrate Veterans Day, it’s a moment to reflect on the sacrifices made by the brave men and women who have served in our armed forces. One of the most significant ways we can support our veterans is by ensuring they are aware …
7 key factors for refinancing
Is now a good time to refinance? Refinancing can be a good financial move depending on several factors, such as interest rates, your credit score, and your long-term financial goals. Right now, interest rates have fluctuated due to recent changes in the economy, so the best time to refinance is when you can secure a …
Maryland Housing down payment assistance programs
The 1st-Time Advantage line of programs is only available for first-time homebuyers unless they purchase in a targeted area. Maryland's targeted areas are determined by the US Census Bureau and are areas with fewer restrictions for homebuyers using Maryland Mortgage Programs. A borrower is considered a first-time …
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The importance of down payment assistance and choosing the right mortgage lender
How down payment assistance helps homebuyers In today's real estate market, buying a home can feel out of reach, especially for first-time homebuyers. One of the biggest challenges many Maryland buyers face is coming up with the funds for a down payment and closing costs. Fortunately, programs designed specifically to …
6 steps when applying for a mortgage loan
Not sure how much home you qualify for? We can help you determine approximately how much money you will be eligible to borrow before you apply for the loan. Pre-qualifications are a calculation based on the information provided by you. A pre-qualification is not a pre-approval. Once you are pre-qualified and know how …
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