Mortgage Equity Partners of South Carolina
Leading You Home
A comprehensive guide to choosing the right mortgage lender When it comes to buying a home in South Carolina, one of the most important decisions you’ll make is choosing the right mortgage lender. With so many options out there, the process can be overwhelming, but finding the right lender can save you money, stress, …
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Why buying a home during the holidays makes sense The holiday season often brings thoughts of festive gatherings, gift-giving, and cherished traditions. While it may not seem like the ideal time to buy a home, there are surprising advantages to purchasing during this time of year. Here’s why buying a home during the …
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Understanding the Debt-to-Income ratio: what it is and why it matters When you begin the homebuying process and apply for a home loan, you will encounter a term known as debt-to-income ratio. Debt-to-income ratio, or DTI, is the sum of all your monthly debt obligations divided by your gross monthly income. This is …
Celebrating Veterans Day: a spotlight on VA loans for our heroes As we gather to honor and celebrate Veterans Day, it’s a moment to reflect on the sacrifices made by the brave men and women who have served in our armed forces. One of the most significant ways we can support our veterans is by ensuring they are aware …
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Is now a good time to refinance? Refinancing in South Carolina can be a good financial move depending on several factors, such as interest rates, your credit score, and your long-term financial goals. Right now, interest rates have fluctuated due to recent changes in the economy, so the best time to refinance is when …
What is a TBD Underwritten Mortgage Approval? A “TBD underwritten mortgage approval” is a fully underwritten loan commitment in which an underwriter provides conditional approval for a mortgage loan even before the borrower has chosen a property. With a TBD or “To Be Determined” underwritten mortgage approval, some of …
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