Mary Kamelle

What is the benefit of down payment assistance? DPA is one of the best tools homeowners have in today's market to make homeownership more affordable for South Carolina residents. These programs provide a possible solution to help homebuyers who need financial support. With a shortage of affordable housing across the …

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8 important steps of the homebuying process If you are one of many first-time homebuyers in South Carolina taking the leap this spring, you need to know the essentials before beginning the homebuying process. The homebuying process 1. Are you financially prepared to buy a home? The most important thing to know is …

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The importance of your credit score when applying for a mortgage When applying for a mortgage for your new home in South Carolina, your credit score will significantly impact the interest rate you are offered and your ability to qualify for a loan. Credit scores are important numbers that influence everything from the …

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What is the difference between a HELOC and a second mortgage? Many mortgage industry terms are confusing to consumers. Multiple names often describe the same loan product or mortgage program. A second mortgage is one of those terms. A second mortgage is a loan you take out using your house as collateral while you …

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Fannie Mae and Freddie Mac offer $2500 credit for lower income families Fannie Mae and Freddie Mac have announced a $2,500 credit for low-income borrowers to make homeownership more accessible. Fannie Mae and Freddie Mac recognize that down payment and closing costs remain a significant barrier to homeownership for …

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