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What is the difference between a conventional loan and an FHA loan? The most popular type of mortgage is the 30-year fixed-rate loan. It gives homebuyers three full decades to pay it off, resulting in smaller payments over a more extended period. A 30-year fixed-rate loan is a conventional loan. It offers flexibility …

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What is the benefit of down payment assistance? DPA is one of the best tools homeowners have in today's market to make homeownership more affordable for Florida Residents. These programs provide a possible solution to help homebuyers who need financial support. With a shortage of affordable housing across the country, …

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What is a home appraisal? A home appraisal is an objective opinion of the home’s value performed by a licensed professional. Since the appraisal is related to the home value and loan amount, it can impact your loan's down payment and interest rate. An appraisal that comes in too low can cause the transaction to be …

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How can I get a fast home loan or mortgage? If you want to improve your chances of securing a fast home loan or mortgage approval in Florida, it's important to establish yourself as creditworthiness and financial stability before you apply. Obtaining a mortgage is a big decision, and in today's competitive market, …

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Closing cost assistance helps you get moving! Are you in the final stretch of buying your first Florida home, only to be surprised by unexpected closing costs? If you've been diligently saving for your down payment, additional expenses like closing costs can take a big bite out of your budget. Imagine you've managed …

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