MORTGAGE LOAN CHECKLIST
Items Needed for a Loan Application
□ Most Recent Pay Stubs (minimum of 30 days)
□ 2 Years of W2’s
□ Copy of Driver’s License
□ Most Recent Bank Statement (all accounts and all pages)
□ Explanation of any Inquires on Credit Report (signed and dated)
□ Purchase Contract
□ Copy of Earnest Money Check once under contract
□ Insurance Quote (once loan is approved)
If applicable:
□ Gift Letter and receipt of funds
□ Divorce Decree and Separation Agreement
□ Mortgage Statement
□ Most Recent Tax Statement and insurance for All Other Properties Owned
□ Bankruptcy Discharge and full list of debtors
If self-employed or commissioned:
□ 2 years of 1099s or KI’s and business license.
