Title insurance is a term that you will hear a lot when purchasing a home. It also became popularized when some companies began talking about home title fraud and offering a paid product solution to protect homeowners from home title theft. What is a title? A title is required to be able to take legal ownership of a …
Who do I need to hire to close my real estate transaction in Florida?
In the state of Florida, it is not required by law to hire a real estate attorney to close the sale of residential property. This applies to buyers and sellers and allows for closing companies or agencies, which are companies designed to manage the closings of property transactions, to represent the interests of buyers …
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How to pay off your holiday debt with your home equity
When the holiday season rolls around, everyone tends to overspend on gifts, dining out, fun activities with family and friends, and even vacations. According to the Affirm Consumer Spend Report, 70% of Americans typically go over their budget during the holiday season. Overspending leads to increased debts and puts a …
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How can you increase your chances of winning a bidding war in today’s real estate market?
Low supply mixed with high demand in any market is going to create some serious competition for buyers. In the housing market, it is the exact same. Realtor.com says some homes sell for $50,000 to $100,000 over the asking price with 20 to 30 offers. This much competition can be stressful, and with something as …
7 things to never do when applying for a mortgage
Finding a new home to purchase in Orlando can be exciting. However, there are some precautions to take when applying for a mortgage. The home loan process can take time, and during this time, you must be consistent with your spending habits. Be sure you discuss any asset, credit, and income changes with your Orlando …
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The best ways to make your offer to purchase a home more competitive
You have saved up some money for a down payment, cleaned up your credit, and started looking on Zillow in the Orlando area; the next step is to find your new home and make a competitive offer. As more buyers flood the market and inventory remains low, it is crucial to know how to make your offer more competitive. It is …
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