What a difference a year makes! This time last year, mortgage interest rates were, on average, at least 2 points lower than they are today. When interest rates are lower, so are monthly mortgage payments. In a housing environment like we are experiencing today, with higher mortgage interest rates and elevated property …
6 Tips for buying your first home in Winter Park
Like many people, you have been thinking about it but keep putting it off but now it is time to leap into homeownership. Maybe the recently passed student loan debt forgiveness will help loosen up your finances, or perhaps it is the new dog that simply must have a yard. Regardless of why you have decided to purchase …
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The Florida Hometown Heroes Housing Program is now available in Winter Park
The Florida Hometown Heroes Housing Program was announced on June 1, 2022, by Florida Governor Ron DeSantis. This program aims to make housing affordable for essential workers in Winter Park by providing up to $25K in down payment and closing costs assistance to eligible workers and educators. This announcement came on …
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What you should know about the upfront costs of buying a home today
A mortgage is the most significant expense associated with buying a home but not the only cost. First-time homebuyers are encouraged to get pre-approved to know how much they can afford to pay for a home, but there are other costs, and you must know what they are as you prepare to become a homeowner. You have …
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What is title insurance?
Title insurance is a term that you will hear a lot when purchasing a home. It also became popularized when some companies began talking about home title fraud and offering a paid product solution to protect homeowners from home title theft. What is a title? A title is required to be able to take legal ownership of a …
Who do I need to hire to close my real estate transaction in Florida?
In the state of Florida, it is not required by law to hire a real estate attorney to close the sale of residential property. This applies to buyers and sellers and allows for closing companies or agencies, which are companies designed to manage the closings of property transactions, to represent the interests of buyers …
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