The Children’s Room and Mortgage Equity Partners: Beacons of hope for grieving children and families Grief is a natural response to loss, and yet navigating its complex maze can be an isolating experience, particularly for children. There are many barriers to finding emotional support for bereaved children. Often, primary caregivers are overwhelmed with grief, are …
How to find the best local mortgage lender
How to find the best local mortgage lender Finding the best local mortgage lender is a critical decision shaping the homebuying process. Choosing the right lender influences every financial aspect of your home purchase, with long-term financial implications, and affects your overall satisfaction with the home loan process. Having the right lender can make or …
What are the steps in the homebuying process?
What are the steps in the homebuying process? If you are one of many first-time homebuyers taking the leap this spring, you need to know the essentials before beginning the homebuying process. Steps in the homebuying process 1. Are you financially prepared to buy a home? The most important thing to know is if you …
Top 7 options for closing cost assistance
How to beat the closing cost doldrums Are you in the final stretch of buying your first home, only to be surprised by unexpected closing costs? If you’ve been diligently saving for your down payment, additional expenses like closing costs can take a big bite out of your budget. Imagine you’ve managed to set aside …
How to use a bridge loan to buy a home
How to use a bridge loan to buy a home A bridge loan is a financing option that allows you to use the equity of your current home as a source of funding for a new home. A bridge loan is a short-term loan used as a financial bridge between selling your current home and …
What are the differences between fixed-rate and adjustable-rate mortgages?
Know before you sign! Definitions The best way to understand the differences is first to understand what each loan is all about. Let’s start by defining both options: A fixed-rate mortgage is a home loan with an unchanging interest rate for the entire loan duration. An adjustable-rate mortgage is also called an ARM. This type …
