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When inventory is low, and demand for housing is high, buyers compete for the same property, and things can get crazy. How crazy, you ask? According to realtor.com, it is not unusual to see a home with 20 or 30 offers on it and sales prices at $50,000 to $100,000 over asking. It is easy for an emotional buyer to get …

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What is RefiNow? Fannie Mae recently released their new RefiNow program. RefiNow is a government-backed program created to help low to moderate-income borrowers take advantage of the historically low-interest-rate environment. This program expands eligibility to help more homeowners refinance their mortgages. In …

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Understanding cryptocurrency and its effects on the housing and mortgage industry Cryptocurrency is all over social media and the news, but what is it exactly? It is a type of currency that gives digital files monetary value so that they can be exchanged online to buy goods and services. Cryptocurrency uses …

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In this competitive real estate market, you don't want to do anything that will jeopardize your chances of securing your dream home. Some folks can pay cash for a home, but you will need to apply for a mortgage if you are like most people in the US. If you have applied for a mortgage, there are some things you need to …

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Home staging is a marketing technique of preparing a home for sale by increasing its overall appeal to a wide range of buyers. It's overwhelming to clear and sell a home, especially one that has been occupied for years- the trunks full of tchotchkes, the piles of papers, mountains of miscellany. Home staging is not as …

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