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You have finally got your finances in order and identified a neighborhood you love; the next step is to find the house and make a competitive offer. You need your bid to be the one that will be accepted above all others. As more buyers enter the market and inventory remains limited, it is crucial to be ready for the …

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This difference between a broker and a lender is an important one when planning to purchase or refinance your home. Both are licensed and highly regulated professionals who specialize in mortgage lending. However, the level of service they provide is quite different. Typically, the one you should choose depends on your …

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Refinancing is paying off an existing loan with a new one. The new loan typically has better features or terms that help save you money making the refinance process worthwhile. There are numerous reasons why homeowners refinance: Shorten the mortgage term A shift from an adjustable-rate mortgage to a fixed-rate …

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Buying a home is part of the American Dream, which is on most Americans' bucket list. However, affording a down payment for your dream home can be a daunting task, especially with outstanding student loan debt. Statistics show that the median down payment for a first-time homebuyer was 6% of the home price in 2019. For …

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Owning a home is part of the American dream for many and getting a mortgage is one of the stages to get there. A mortgage is a type of a secured loan to buy or refinance a home or property. A financial institution or a mortgage lender lends you money to purchase a home if you're unable to pay entirely in cash. You'll …

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St. Patrick's Days is celebrated in honor of St. Patrick, a real person and the patron saint of Ireland. The holiday is celebrated on March 17th, which is the day he supposedly died. While he was originally born in England, he was kidnapped and brought to Ireland as a slave when he was 16 years old. Once there, he …

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