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With rates on the rise, many homebuyers are investigating adjustable-rate mortgages (ARMS), so how do you know if an ARM is right for you? Of course, ARMs are not for everyone; however, in a rising rate environment, many first-time homebuyers will look to an ARM which may have a lower introductory rate than a 30-year …

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Most of us have heard of Cryptocurrency, but many still struggle to understand what it is, how they can use it, and how it will affect them. Over the past couple of years, people are only getting more curious about the current crypto and real estate trend. At the end of May 2021, the largest known cryptocurrency real …

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High home prices and rising mortgage rates have become a source of frustration for homebuyers, especially first-time homebuyers trying to enter the housing market. However, if first-time homebuyers compare home prices and rates to what previous generations paid, they may be shocked by what they learn. Decades ago, the …

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Pre-qualified vs. pre-approved Ask anyone in the housing industry what the first thing you should do is when planning to buy a home this spring, and they will say get pre-approved. However, that can mean different things to different people. Do they mean pre-approved or pre-qualified? In this competitive market, you …

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For first-time homebuyers, the process of buying a home may be daunting, and it is not helped by the variety of new vocabulary words one will hear as one begins this journey. Understanding this new vocabulary is essential during the home buying process. It will deepen your understanding of the real estate market and …

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There’s no doubt that COVID-19 has significantly impacted how and where we live. In the early days of the pandemic, a significant migration of people leaving cities and moving to the suburbs occurred as working from home became the norm. In addition, with many people losing jobs and young people unable to land …

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