Mary Kamelle

Everything you need to know about a 2/1 Buydown Loan

April 4, 2023 By Mary Kamelle

What is a 2/1 Buydown? A 2/1 Buydown is a financing technique that allows a borrower to have reduced monthly mortgage payments for the first two years of the loan term. With this option, the interest rate would be 2% lower for the first year and 1% for the second year. In the third year, the rate will go up to the …

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9 steps to becoming a homeowner

February 26, 2022 By Mary Kamelle

As a first-time homebuyer in Delaware, you might be excited to find your dream home but also intimidated by the process. Real estate terms can be challenging to understand. And then there is the preparation you must do to get financed. We get it. Understanding all that goes into the process will help if your goal is to …

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Clear communication as to the next steps and documents that were needed, pleasant and knowledgeable people to deal with- the whole team was great from start to finish.

~ Amy
Teri was so patient with us and always made herself available to provide expert insights and information. Just a really great experience.

~ Stijn
Patrick was very communicative and open. We greatly appreciated the initial call we had where Pat explained the whole financial process and guided us through what we could afford. His whole team were very friendly and it was great having him at settlement to work with.

~ James
Teri is just the BEST. She is so helpful at explaining everything and providing details or following up with what needs to be done. My sister referred her 10 years ago and since then I have worked with her 3 times. I worked with another loan officer briefly and was immediately reassured with how great Teri is. I refer her to anyone looking into loans, she is the absolute best.

~ Julie

Mary Kamelle

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