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Are mortgage rates going down? The New England housing market is always a dynamic space, with interest rates and mortgage trends continually fluctuating. Mortgage rates have recently declined to their lowest levels since December 2024. The average rate for a 30-year fixed mortgage decreased to 6.63%. So, as we move …

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The current state of mortgage rates and why now is a good time to buy a house The world of real estate and mortgage rates can feel like a rollercoaster ride—constantly shifting and evolving with the economy, inflation, and other factors. As we step into 2025, many Massachusetts buyers may be wondering, "Is now the …

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Understanding the qualifications for an FHA mortgage If you're a first-time homebuyer in New England or someone with less-than-perfect credit, you may have heard about FHA loans. Backed by the Federal Housing Administration, an FHA loan is a government-insured mortgage designed to make homeownership more accessible …

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Millennials, Gen Z and the fixer-upper trend In recent years, the real estate market has seen a growing trend among younger homebuyers: investing in fixer-uppers. Millennials and Gen Z are embracing these New England homes with character, not just for their charm but for the potential they hold. Let’s dive into why …

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Fannie Mae HomeStyle Conventional Renovation Mortgage Homeownership is one of the greatest milestones for many, but what happens when the dream home needs some TLC? Not all New England homes are move-in ready, and sometimes a property requires renovations to suit personal tastes, functionality, or modern standards. …

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Why a local lender is better than a mortgage broker When it comes to securing a mortgage, homebuyers often face a decision: should they go through a mortgage broker or work directly with a local lender? While both options can help you secure financing for your New England home, there are distinct advantages to …

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