When mortgage rates start dropping, everyone wants to refinance their mortgage. Refinancing is replacing your current mortgage with a new loan. Typically, homeowners refinance to get a lower mortgage interest rate, but there are many other factors to consider when planning to refinance your home loan. What to consider …
Top 5 tips for getting your home ready to sell
Have you been thinking about selling your home? Then I am sure you've felt the stress and pressure to make sure your home is ready to put on the market. If you want your home to sell faster and for more money, here are some surefire tips that will work and won’t break your budget. The first impression a potential …
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Have you ever seen a housing market like this?
The year 2020 will certainly be one to remember, with new realities and norms that changed the way we live. This year’s real estate market is certainly no exception to that shift, with historic highlights continuing to break records and challenge what many thought possible in the housing market. Here’s a look at four …
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How much home can you afford?
Since a home is the most significant financial investment, most people will make in their lives, knowing how much home you can afford upfront contributes greatly to your future success! If you know how much you can afford and have a budget for expenses both planned and unplanned, you will be well ahead of the …
Benefits of homeownership
Renting is easier than owning a home, isn’t it? Someone else has to fix things when they break, and someone else has to pay for the trash pick-up and water. If the water heater blows up or the furnace stops running, the landlord likely has to pay! But you know what else the landlord has to do? Reap the benefits of …
Can you buy a home with no money down?
100% financing loans are mortgages that do not require borrowers to make a down payment. There are many reasons why it is difficult to save for a down payment. First-time homebuyers may be great candidates for this type of loan because they may be younger borrowers with significant student loan debt and less time in …
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