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Jay Byars and Mortgage Equity Partners are proud to partner with the Friends of Dorchester County Parks (FDCP) to sponsor the Ashley River Adventure Race on March 20, 2022. This one-of-a-kind race will take place on the scenic Ashley River and its banks. The race features a 5K trail run at the Ashley River Park …

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What is an appraisal? This is a common question that many borrowers ask because an appraisal can make or break the deal for their potential home. Lenders will use an appraisal to help determine a home's actual value based on its condition, location, and any other features it may have. It also helps ensure that the …

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The Department of Veterans Affairs announced they would raise appraisal fees and lengthen the time they will allow for the appraisal reports to be submitted to lenders as of  December 1, 2021. This announcement came about as demand for VA appraisals has risen substantially. Will this deter borrowers from seeking VA …

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The demand for housing in South Carolina is very high, but there aren’t too many homes available to buy. This is the reason for today’s incredibly competitive housing market. According to realtor.com, some homes are getting 20 to 30 offers on them, and they are selling for $50,000 to $100,000 over the asking price. It …

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Figuring out how Bitcoin and other Cryptocurrencies play a part in the mortgage industry What is Cryptocurrency? Cryptocurrency is becoming more popular than ever, but what is it? It is a type of currency that is not controlled by any one person or government. It is basically digital files with monetary value that …

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Congratulations! You've decided to purchase a home in South Carolina, and now you need a mortgage. Take a deep breath. It's not every day you apply for a loan with this many zeroes. After all the hard work and preparation you have done searching for a home and applying for a mortgage, you don't want to do anything to …

Continue Reading about What not to do after applying for a mortgage