Mary Kamelle

Since its initial rollout in September of 2022, MassDREAMS has become extremely popular with first-time buyers in Massachusetts. MassDREAMS through MassHousing is a grant program for First-time Homebuyers who live in communities deemed disproportionately impacted by the COVID-19 pandemic. It is a grant that does not …

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You have been thinking about it but keep putting it off, then, sometimes life happens, and now it is time to leap into homeownership. Maybe the recently passed student loan debt forgiveness will help loosen up your finances, or perhaps it is the new dog that simply must have a yard. Regardless of why you have decided …

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Like any professional, realtors can get so tied up daily that they get complacent when thinking of their safety. September is REALTOR® Safety Month, and it is an excellent time to think about what you're doing every day to stay safe! Realtors are our most important referral partners and valued friends in the mortgage …

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A 2-1 Buydown is a mortgage lending technique that provides for a lower mortgage payment during the first two years of the loan term. In the first year, the principal and interest payment will be based on 2% below the note rate. The principal and interest payment will be based on 1% below the note rate in the second …

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With rates on the rise, many homebuyers are investigating adjustable-rate mortgages (ARMS), so how do you know if an ARM is right for you? Of course, ARMs are not for everyone; however, in a rising rate environment, many first-time homebuyers will look to an ARM which may have a lower introductory rate than a 30-year …

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