Yes, a bigger down payment usually means more equity in a house from the get-go along with a smaller monthly mortgage payment. But, sometimes a bigger down payment is NOT always better or even necessary. There are programs available that don’t require the traditional 20% down payment and make perfect sense for many buyers. You …
How Do I Start the Home Buying Process?
Are you starting to look for a home? Whether you are a first-time home buyer or someone already familiar with the home buying process, there are a few valuable steps you can take that will make this sometimes-challenging experience a lot more enjoyable and efficient. The key to starting a successful home buying process is …
Five tips to find your dream home!
Late Spring and early Summer are the busiest times in the real estate and mortgage industry. Many people like to wait until school finishes or the weather becomes nicer to plan a move. If you are looking right now, you might be hearing that it is a buyer’s market, but low inventory is still a …
Make your home more sustainable in 12 easy steps!
We all try to do our part to be more eco-friendly. We rinse out our cans and dutifully deposit them in the recycle bin to be taken out each week. We have stopped using plastic bags and straws. We carry our own reusable bags to the grocery store. These acts might ease our guilt, but …
First Impressions Matter!
You have just one chance to make a great first impression on your potential home buyer, and having a well-maintained yard, is just the way to do it. The National Association of Realtors says that 63% of buyers will do a drive-by to see a property after they’ve looked at it online. That is when …
Spring Mortgage Market is Blooming
Multiple sources are predicting a great spring season for the housing market. Mortgage applications for new homes purchases are up according to the Mortgage Bankers Association. Lawrence Yun, chief economist at the National Association of REALTORS®, says that “multiple data show definitively improving conditions” heading into the spring selling and buying season. Now is the …
