Understanding cryptocurrency and its effects on the housing and mortgage industry Cryptocurrency is all over social media and the news, but what is it exactly? It is a type of currency that gives digital files monetary value so that they can be exchanged online to buy goods and services. Cryptocurrency uses Blockchain, a decentralized technology …
Mortgage Broker vs. Direct Lender – which is better?
This difference between a broker and a lender is an important one when planning to purchase or refinance your home. Both are licensed and highly regulated professionals who specialize in mortgage lending. However, the level of service they provide is quite different. Typically, the one you should choose depends on your financial picture, how fast …
Why do we celebrate St. Patrick’s Day?
St. Patrick’s Days is celebrated in honor of St. Patrick, a real person and the patron saint of Ireland. The holiday is celebrated on March 17th, which is the day he supposedly died. While he was originally born in England, he was kidnapped and brought to Ireland as a slave when he was 16 years …
Smart homes sell faster
Preparing your home to be put on the market can be a big project. Declutter, consider your curb appeal, depersonalize your space, add some plants, clean and conduct a smell test are tips you will hear. Still, if you really want to increase your asking price and sell your home faster, you should upgrade your …
How to minimize stress while moving during COVID
Moving is a time for new beginnings and fresh starts, but it is also a time filled with stress and anxiety. Adding COVID-19 into the mix doesn’t help. While the housing industry is one of the few that has survived the pandemic, it has not been without massive changes to how business is conducted. It …
Basic tips first-time homebuyers need to know
Questions about the mortgage process abound when you are a first-time homebuyer. A challenge faced by many “first timers” is the embarrassment they feel thinking they should already know the answers to these questions. We say don’t be afraid to interrupt and ask a lender what you need to know. A home purchase is one of the biggest …