You applied, you provided all the documentation the bank requested, and then you waited and waited only to hear that your loan was denied. What do you do now? There are a lot of factors that go into a lender approving your loan. The first thing you should do before you even apply is get …
Our Top 5 Reasons to Sell Your Home in 2019!
When it comes to your home it isn’t always easy to be objective. Making the decision to put your home on the market can be very emotional. Preparing your home to be sold can be exhausting. How do you know when it is the right time? Here are some points reasons to consider when evaluating …
How will the government shut down affect your mortgage loan application?
The mortgage application process is intense there is no other way of saying it, but if you have all your documentation in order at the start of the process then you can help expedite the process greatly. Most of what you need comes from you but…there are some items that your mortgage loan officer or …
Fed Rate Hike…Is my interest rate going up?
The Federal Reserve announced, as expected, that they would raise the prime rate by .25%. Does this mean that interest rates on mortgages will increase? What does it mean for the average Joe? According to Dave Holding, VP of Production and Capital Markets at Mortgage Equity Partners, “while this would not mean that interest rates …
7 Reasons You Should Get a VA Home Loan
1. No down payment VA loans can be 100% financed, meaning you don’t have to save up for a down payment. Keep in mind, paying a small amount toward a down payment will save you money in the long run. 2. Affordable closing costs With traditional loan programs, you could pay anywhere from 2% to …
To renovate or relocate? That is the question.
How do you know when your home is no longer meeting your needs? Your life events will be the best indicator. People who are just starting out have different needs than those of a growing family. In either case, you always have a choice to stay where you are and renovate or pack it up …
