Over the past year, the home has become the office, the classroom, the gym, and our safe place. After spending so much time at home, many homeowners wonder, have I fallen out of love with my home? Does my family need more space, or do we need to do more with what we have? Home …
Falling out of love with your home? (part 2: The Kitchen)
Over the past year, the home has become the office, the classroom, the gym, and our safe place. After spending so much time at home, many homeowners wonder, have I fallen out of love with my home? Does my family need more space, or do we need to do more with what we have? Home …
Falling out of love with your home? (part 1: The Gym)
Over the past year, the home has become the office, the classroom, the gym, and our safe place. After spending so much time at home, many homeowners wonder, have I fallen out of love with my home? Does my family need more space, or do we need to do more with what we have? Home …
What you need to know about real estate appraisals during a pandemic
A real estate appraisal is a professional unbiased opinion of the value of a home. As part of obtaining financing for the purchase or refinance of a home, the property’s current value, which is the collateral for the loan, must be determined. Since the start of the pandemic, the way appraisals were conducted had to …
DACA recipients can now apply for FHA backed mortgages
DACA stands for Deferred Action for Childhood Arrivals. The original DACA action deferred the physical removal of certain undocumented immigrants brought here as children, who have obeyed the law, stayed in school, or enlisted in the military. DACA and its associated regulations permit eligible individuals who pass a background check to request temporary relief from …
Mortgage rates are crazy right now, and here’s why!
In over 40 years of mortgage lending, I have never seen this kind of rate inconsistency. Major, solvent mortgage lenders have ceased offering certain loans and have pricing that seems ridiculous. Suddenly, FHA, VA are priced in a way that makes no sense, and Jumbo loans are all but non-existent. Pricing can vary by a …