Good consumers should be educated in marketing ploys to stay out of trouble. We are here to help. If you recently closed on a mortgage you might find that you are getting lots of new types of mail. Because a mortgage is recorded with the registry of deeds it becomes public record. Many service providers purchase lists …
You Don’t Need to Drop OUT… Just Opt OUT!
Stop disruptive calls from credit card companies and lenders. It may feel like you have to go off the grid to rid yourself of annoying credit calls. The good news is that you don't. You can stay connected while eliminating many of those telephone interruptions offering you new credit cards or a mortgage. Before you …
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What you need to know about Flood Insurance… Forearmed is forewarned!!
Hurricanes and floods are ravaging coastal communities and breaking records this hurricane season. Every major news station offered 24-hour coverage of the recent storms and the damage they left behind. The financial impact of these storms is now in the billions. But what does this mean to the average homeowner? It …
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There’s a reason you don’t buy lobster from Oklahoma
All of us have heard the term ‘shop local’ all our lives. It sounds great, makes us feel good about ourselves. Did you ever really stop and think about the why? For most of us, it means we are choosing to support the businesses in our communities and that we are doing business with people that we know and trust. We all …
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Is there really such a thing as a no closing costs mortgage?
All mortgages have costs associated with closing. Closing costs are fees that the borrower must pay to third party vendors who provide services needed to get the loan cleared to close. To make it easier for the borrower, these fees are typically collected by the lender and paid to the vendors by the settlement agent. …
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Help for Borrowers Saddled with Student Loan Debt
Think you cannot buy due to Student Loan Debt, think again! Fannie Mae is preparing to raise the debt to income ratio requirement by July 29, 2017! High debt payments are the number one reason people are declined when applying for a loan. The increase from 45% to 50% could open the doors to home-ownership for a …
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